Surrogacy is a significant financial commitment, and you deserve a clear picture of what you are investing before you make any decisions. This page breaks down every component of the surrogacy cost with Made in the USA Surrogacy so you can plan with confidence.
Total surrogacy costs with Made in the USA Surrogacy typically fall between $160,000 and $175,000.
This figure covers surrogate compensation, the surrogate benefits package, agency fees, legal fees, and surrogate health insurance. It does not include IVF or embryo creation costs, which are managed separately through your fertility clinic.
The exact number varies from surrogate to surrogate, and we walk every intended parent through a detailed, per-surrogate breakdown before any commitment is made. No surprises, no vague estimates.
First-time surrogate
Experienced surrogate (prior gestational carrier):
Base compensation is paid in monthly installments beginning once a confirmed heartbeat is detected via ultrasound and continuing through delivery. This reflects the physical commitment, time, and care a surrogate dedicates to the journey.
In addition to base compensation, every surrogate receives a comprehensive benefits package that covers the practical needs that arise throughout the pregnancy.
up to 10 days
Certain circumstances add to the surrogate’s total compensation. These are not hidden costs but rather built-in provisions that reflect the reality of what a surrogate may experience.
additional
additional
additional
per week, if applicable
Lost wages represent one of the most significant variables in total cost. A surrogate who is employed full-time will naturally see higher lost wages reimbursement than one who is not working. This single factor can account for a swing of approximately $8,000 or more in total cost, which is why a per-surrogate breakdown is so important.
Agency fees cover the full scope of services provided throughout your journey: surrogate sourcing and screening, matching, coordination with legal and medical professionals, escrow management, and ongoing support through delivery. We are happy to walk you through what is included in our fee structure when you reach out.
Legal representation is required for both intended parents and the surrogate. Attorneys draft and negotiate the gestational carrier agreement, and in California, a pre-birth order is obtained to establish parental rights before delivery. Legal fees vary by attorney and complexity but are a standard and essential part of the process.
Every surrogate is provided with health insurance coverage and a life insurance policy for the duration of the journey. Whether an existing health plan is used or a new policy is obtained depends on the individual surrogate’s situation, and our team handles the coordination.
All surrogate compensation and benefits are disbursed through a licensed escrow account. Funds are deposited in advance and released according to the agreed schedule and milestones. This protects both the intended parents and the surrogate, ensures all payments are made on time, and removes any awkwardness around financial transactions during what should be an entirely positive experience.
Made in the USA Surrogacy works with experienced escrow professionals and oversees the process to make sure everything runs smoothly.
The $160,000 to $175,000 range does not include the cost of IVF or embryo creation. These costs are managed directly with your fertility clinic and vary based on the number of cycles required, your clinic’s fee structure, and any additional reproductive services involved.
We are happy to refer you to trusted fertility clinics in California if you do not yet have one.
Every intended parent we work with receives a detailed, per-surrogate cost breakdown before they make any decisions. Reach out and we will walk you through exactly what to expect. Serving Sacramento, the Bay Area, and Northern California, with intended parents nationwide.
