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Surrogate Compensation
Earn $65,000 to $90,000+ as a surrogate
Industry-leading pay, comprehensive benefits, and the support you deserve. See exactly what you'll earn — no hidden fees, no surprises.
Your compensation reflects the incredible gift you're giving.
Your Earnings
Complete compensation breakdown
Base Compensation
$65,000
First-time surrogate base compensation, paid in 10 monthly installments commencing with fetal heartbeat. Experienced surrogates earn $70,000.
Additional Benefits & Bonuses
$350/mo
Monthly Allowance
$3,500 total for incidentals during pregnancy
$1,500
Medical/Psych Bonus
Paid upon medical & psychological clearance
$1,000
Maternity Clothing
Clothing allowance disbursed during pregnancy
$200/mo
Housekeeping
$2,000 total, 10 monthly installments
$8,000
Twins / Multiples Fee
Additional for carrying multiples
$5,000
Experienced Surrogate Bonus
For previous surrogacy journeys
Total Potential Compensation
Including base pay, allowances, and applicable bonuses
$71,000 – $90,000+
To reduce confusion, surrogates in every state and work situation receive the same base rate. Total varies based on experience and applicable bonuses.
Payment Timeline
When and how you get paid
Complete transparency — you'll always know exactly what you're receiving and when.
Medical/Psych Bonus — $1,500
Paid at medical & psychological screening
Received as a one-time bonus after completing medical, psychological, and legal clearance — before pregnancy begins.
Monthly Allowance — $350/mo
Starts at confirmed fetal heartbeat
Your monthly allowance of $350 begins once fetal heartbeat is confirmed and continues each month through delivery ($3,500 total).
Base Compensation — 10 Monthly Installments
Commences at fetal heartbeat
Your base compensation of $65,000 (or $70,000 for experienced surrogates) is distributed in 10 equal monthly installments commencing with confirmed fetal heartbeat.
Bonuses — At Applicable Milestones
As they apply
Multiples fee ($8,000) is added to your base compensation. Maternity clothing ($1,000) disbursed during pregnancy. Housekeeping ($200/mo) begins at heartbeat. Other benefits paid per your contract terms.
Returning Surrogates
Experienced surrogates earn more
If you've completed a surrogacy journey before — with any agency — you qualify for an experience bonus of $5,000 more — bringing your base to $70,000. Your experience is invaluable, and your compensation should reflect that.
You already know what to expect, and intended parents value the confidence that comes with an experienced surrogate. 1 out of 2 surrogates choose to carry again — because the experience, the support, and the compensation make it worth it.
Apply as an Experienced Surrogate$5,000
Experience Bonus
1 in 2
Return for Another Journey
$80K–$90K+
Experienced Total Package
2nd+
Journey Welcome
Beyond the Numbers
Everything else that's covered
Your compensation package goes well beyond a dollar amount. These benefits are provided at no cost to you.
Surrogate-Friendly Insurance
The intended parents provide a surrogate-friendly health insurance policy covering all pregnancy-related care, from prenatal visits through delivery and postpartum recovery. Our agency coordinates everything so you never have to worry about coverage.
Life Insurance
$450,000 face value policy — $300,000 to your beneficiary and $150,000 to the intended parent — provided for the duration of your pregnancy.
Legal Representation
An experienced reproductive attorney represents your interests throughout the process — 100% covered, at no cost to you.
Travel Expenses
All travel costs reimbursed at $0.50/mile starting at mile 1. Includes medical appointments, screenings, and any journey-related travel.
Lost Wages
Compensation for wages lost due to fertility appointments, OB appointments, possible bed rest, and delivery/recovery (6 weeks vaginal / 8 weeks c-section). Calculations based on your employment status with proof of paystubs.
Psychological Support
Access to professional support when needed throughout your journey.
Full Benefits Package
Complete benefits details
Every benefit, every amount, fully transparent. To reduce confusion, surrogates in every state and work situation receive the same base rate.
First-Time Surrogate Base Compensation
$65,000Paid in 10 monthly installments commencing with confirmed fetal heartbeat.
Experienced Surrogate Base Compensation
$70,000For surrogates with a prior journey through any agency. Paid in 10 monthly installments commencing with confirmed fetal heartbeat.
Multiples Fee
$8,000Added to base compensation as equal monthly installments, or according to your individual GSA.
Monthly Allowance
$350/mo ($3,500 total)Paid in 10 monthly installments beginning after confirmation of fetal heartbeat.
Housekeeping
$200/mo ($2,000 total)10 monthly installments of $200 commence at confirmed fetal heartbeat.
Maternity Clothing
$1,000One-time allowance disbursed during pregnancy. Does not change for multiples.
Childcare
$15/hr (max $75/day per child)Reimbursement for childcare needed during surrogacy-related appointments.
Medical/Psych Bonus
$1,500One-time bonus paid after receiving medical, psychological, and legal clearance.
Commence Injectable Medication
$500Paid when injectable medications begin.
Mock/Drop Cycle (Medicated)
$500Paid if a medicated cycle is cancelled or dropped.
Embryo Transfer Fee
$1,500 per transferPaid for each embryo transfer. Does not include lost wages or childcare — those are additional.
C-Section
$2,500Paid if a cesarean delivery is medically required. No extra compensation for a normal delivery.
Invasive Procedure
$1,500 per procedureFor procedures requiring anesthesia, amniocentesis, CVS, or miscarriage with D&C.
Breastmilk Pumping
$250/weekPlus pumping equipment, storage supplies, and shipping expenses if elected by intended parents.
Lost Wages (Employed)
Varies — daily rateCalculated from hourly wages x 8-hour day. Covers fertility appointments, OB appointments, possible bed rest, and delivery/recovery (6 weeks vaginal / 8 weeks c-section). Surrogates who qualify for FMLA will receive the difference as lost wages. With proof of paystubs.
Lost Wages (Self-Employed)
Varies — capped at $8,000Daily rate calculated from up to 3 months or up to 12 months of income divided by 90 or 365. The daily rate is multiplied by a 5-day work week x 6–8 weeks for the total estimate.
Spousal Lost Wages
Varies — 10 days at daily rateDays do not have to be claimed consecutively. Can be claimed as a lump sum (e.g., 5 days during transfer + 5 days later, or 10 days after birth). With proof of 1 paystub. Same calculation applies if spouse is self-employed. Days capped at 10, amount is not capped.
Life Insurance
$450,000 face valueBenefit is shared: $300,000 to surrogate's beneficiary and $150,000 to intended parent.
Health Insurance
Fully covered by intended parentsMonthly premiums, copays, and all medical bills are the intended parent's responsibility.
Travel Expense
$0.50/mile from mile 1Long-distance travel by car reimbursed starting at mile 1.
Miscarriage (No Fault of Surrogate)
$500Compassionate support payment for miscarriage through no fault of the surrogate.
Ectopic Pregnancy or Complication
$1,500Additional compensation for ectopic pregnancy or related complication.
Loss of Reproductive Organs
$2,500 partial / $5,000 full$2,500 for partial loss or $5,000 for full hysterectomy.
I have partnered with Made in the USA Surrogacy agency twice for my journeys and it has been a smooth experience both times. Samantha is easily accessible to answer my questions and concerns which makes the whole journey comfortable as a surrogate. I would highly recommend this surrogacy agency when choosing who you want to partner with. They're supportive and reliable.
Vanessa Buzo
Repeat Surrogate · Google Review
Invest in Your Future
What surrogates do with their compensation
Surrogacy compensation is more than a payment — it's an investment in your family's future. Here's how surrogates use their earnings to build the life they want.
Down Payment on a Home
College Savings Fund
Pay Off Debt
Family Vacation or Savings
Surrogate compensation may have favorable tax treatment depending on your state. We recommend consulting a tax professional familiar with surrogacy income to understand your specific situation.
Common Questions
Compensation FAQs
Surrogate compensation may have tax implications that vary by state. Many surrogates find that a significant portion of their compensation is not subject to income tax, but this depends on your individual circumstances and how your contract is structured. We strongly recommend consulting with a tax professional who has experience with surrogacy income to understand your specific situation.
Payments begin at different stages of the process. Your Medical/Psych Bonus ($1,500) is paid when you complete your medical and psychological evaluations. Your monthly allowance ($350/month) begins once fetal heartbeat is confirmed. Base compensation ($65,000 for first-time surrogates, $70,000 for experienced) is distributed in 10 equal monthly installments commencing with confirmed fetal heartbeat, so you receive consistent income throughout your journey.
Yes — your compensation is protected. You are paid for every month of confirmed pregnancy regardless of the outcome. The specifics are clearly outlined in your legal contract before the journey begins, so you always know exactly what to expect. Your legal representation (provided at no cost to you) ensures your interests are fully protected.
Absolutely. All pregnancy-related medical expenses are covered separately and do not come out of your compensation. This includes prenatal care, delivery, and any pregnancy-related complications. You also receive comprehensive health insurance and life insurance coverage for the duration of your pregnancy at no cost to you.
If you carry twins or multiples, you receive an additional $8,000 on top of your base compensation. This reflects the additional physical demands of a multiple pregnancy. The multiples fee is added to your base compensation as equal monthly installments, or according to your individual GSA.
Experienced surrogates are highly valued and earn more. If you've completed a previous surrogacy journey (with any agency), your base compensation is $70,000 — $5,000 more than first-time surrogates. Many of our surrogates return for a second or even third journey — 1 out of 2 surrogates choose to carry again.
Ready to learn more about your earning potential?
Take the first step toward $65,000+ in compensation. Most surrogates say applying was the easiest part.
