Understanding Costs

As a premier surrogacy agency serving Roseville, Rocklin, Lincoln and the greater Sacramento and Bay Area, we look forward to helping you build your family

Understanding Costs

Are you considering surrogacy as a way to complete your family? First, please fill out an inquiry form to get started. You will need to plan out a budget that factors in the many variables of a surrogacy process. What does that cost look like? The average surrogacy journey can range between $130,000 and $140,000+. Let’s take a look at how that breaks down:

Surrogate Base Compensation and Benefits Package

Your surrogate is the vessel to help you complete your family. She is compensated for the disruption and discomfort, as well as any risks associated with this pregnancy. The base compensation begins at $50,000. This fee may increase to $55,000 depending on if you choose a surrogate who has previously been a gestational surrogate, or if she carries multiple babies.

The surrogate benefits package will include items such as a monthly allowance, maternity clothing stipend, housekeeping, lost wages, and childcare if needed. These items help the surrogate to navigate the immediate needs she will encounter while carrying your baby.

For more information regarding surrogate compensation and benefits package, please visit our surrogate compensation page or fill out a parent inquiry form.

Agency Fee

As your agency, we pride ourselves on great service. We will be with you as you begin your journey navigating your options, but we also stay by your side while your surrogate is pregnant and after delivery to ensure you have everything you need. Here’s how our agency will help you…

Each surrogate candidate is fully-screened and must meet all requirements prior to being accepted as a surrogate with Made in the USA Surrogacy. Every surrogate completes a thorough background check, drug screen, and an extensive application and interview. She must provide a letter from her OBGYN that she fully understands what it means to be a surrogate, and her doctor supports her decision. The doctor must also agree she is a healthy candidate based on her medical history. All medical records pertaining to the health of her pregnancies and deliveries are thoroughly reviewed by a Licensed Midwife on staff.

As your agency, we coordinate matching you with your ideal surrogate based on the parent profile you create and our extensive conversations together. We will present a fully-screened candidate once we feel we have the right match, and it is up to you if you would like to proceed.

Once you are matched we will assist you in finding your legal representation, escrow services, and insurance providers. We will also begin screening your surrogate with psychological evaluation and medical screening. Once we are approved by your fertility clinic to move forward with your match, we will find your surrogate health and life insurance coverage. We will also assist in helping her find a suitable OBGYN and delivering hospital.

Your surrogate will undergo medications to prepare her body for your embryo and follow through with several appointments to ensure her body is responding appropriately. Made in the USA Surrogacy will help your surrogate remember her medications according to her unique calendar, follow up on medication refills, and appointments. We will strive to be present at the major milestones, such as the embryo transfer day!

We will be the point of contact for both you and your surrogate throughout the duration of the pregnancy. We will maintain regular communication with your attorneys to ensure all necessary documentation is completed in a timely manner. We will also ensure your surrogate, and any medical bills that are accumulated are paid from the escrow account.

Once your baby arrives, we will be present to support you and your new family! We will make sure a birth plan is in place in order for everyone to know what to expect. Made in the USA Surrogacy knows this is the time we have all been waiting for, and we will help you make sure you didn’t forget any necessary baby supplies to get you through your first weeks as a new parent. We will also ensure that your surrogate is taken care in her days recovering!

Medical Screening and Psychological Screening

Upon being matched your surrogate and her spouse will undergo a medical screening that is completed by the fertility clinic you are using. Your Reproductive Endocrinologist will do a complete screening to ensure she is a viable candidate and has the potential to carry a healthy pregnancy.

It is a huge psychological step to choose to build your family through surrogacy and third-party reproduction. Most clinics will require a minimum of one visit with a psychologist for both the parents and the surrogate. The psychologist is there to measure the stability of the match and the individuals. They are interested in ensuring the future parents are fully prepared for the journey ahead of them. They are also ensuring the surrogate is fully prepared to be committed to the journey, and her level of stability.  The psychologist is trained to remain neutral and provide support to both parties involved.

Legal Representation

Obtaining legal representation is a must while going through the complex surrogacy process. Made in the USA Surrogacy encourages their future parents and surrogates to obtain an attorney who is well versed in the area of assisted reproduction. It is the attorney’s job to ensure that everything is clearly spelled out in the contract and everyone understands their rights and obligations. They will complete all the appropriate documentation to establish parental rights as early as possible. Additionally, an ART attorney will also understand the various laws that are associated with the specific state to which your surrogate resides, given that each state has differences. Here at Made in the USA Surrogacy, we are able to provide a list of recommended attorneys to choose from. Please keep in mind, that as future parents you are responsible for the cost associated with your attorney, and that of the surrogate.

Health and Life Insurance

Choosing to build your family through surrogacy can be very costly and it is very important to plan your budget and be able to follow through financially with each step. Your surrogate will need the appropriate health insurance in place to cover any medical related treatment associated with the surrogacy pregnancy. Additionally, you will also need to budget for the newborns to have the appropriate insurance in place once they are delivered. At Made in the USA Surrogacy, we will evaluate each potential surrogate’s health insurance to see if her policy covers her as a surrogate, however, we cannot guarantee that we will be able to provide a surrogate who has coverage in her personal health plan.

When an individual decides to become a surrogate and carry a baby for a family, consideration needs to be given to the risk she is putting on her life.  As with any pregnancy, death is always a risk, therefore a surrogate will be provided the opportunity to a life insurance policy to be available to her family in the unfortunate event.


Financing your surrogacy

We understand that $80,000-$150,000 is a large investment, and can impact your ability to use a surrogate to complete your family. At Made in the USA Surrogacy, we make this decision a little easier by offering financing partners.

Please check out Prosper Lending at to see if you qualify.

Benefits of choosing Prosper HealthCare Lending:

  • It’s fast and simple and is 100% online
  • Applying won’t affect your credit score
  • Has no retroactive interest
  • All surrogacy related costs are covered
  • No prepayment penalties

Need other ideas to fund your surrogacy?

Please visit our blog post on 6 Ways to Finance your Surrogacy